Many job seekers fear not only the background checks but also the credit checks that many companies conduct as part of the hiring process. While some of you may think that these checks are unfair, sometimes they are simply unavoidable.
The good news is that having bad credit will automatically not prevent you from getting a job. Telling the truth and being prepared to explain your financial setbacks to your prospective employer can even make you stand out among a sea of applicants. If you are on a job search with bad credit, here are some helpful tips that can help you get hired.
To find our way back, we must understand that a Gold Standard has more than one component; sure honest, real money, Gold and Silver, must be in circulation and in the hands of the people; but this is just the foundation. Once the stable, earth quake resistant Golden foundation is built, we must then build the rest of the edifice.
To create the Unadulterated Gold Standard that is our ultimate goal, we need to build an honest credit system. Credit breaks down into two distinct components; credit (in the form of debt) created by borrowing, and commercial credit, created by clearing urgently needed consumer goods… credit created without borrowing.
You may have been laid off, endured a tough divorce or simply fell behind on paying your bills. Those lapses in payment to your creditors may have happened a decade ago, a year ago or in the past couple of months. You get back on your feet but those old delinquencies still haunt you. Can you get your past mistakes erased from your credit report?
Yes, you can, but it may take some time. Delinquent debts can stay on your credit report for up to seven years. A Chapter 7 bankruptcy can stay on your credit report up to ten years. You can better your credit report and increase your chances to get loans for the things you need using these eight steps.